Brian Y. Chu, CIC, CLCS
Commercial lines producer

Brian Y. Chu, CIC, CLCS Commercial lines producerBrian Y. Chu, CIC, CLCS Commercial lines producerBrian Y. Chu, CIC, CLCS Commercial lines producer
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Brian Y. Chu, CIC, CLCS
Commercial lines producer

Brian Y. Chu, CIC, CLCS Commercial lines producerBrian Y. Chu, CIC, CLCS Commercial lines producerBrian Y. Chu, CIC, CLCS Commercial lines producer
  • Home
  • Trade Credit Insurance
  • Workers Compensation
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Workers’ Compensation Insurance

Protect Your Workforce. Reduce Your Risk.

Smarter Workers’ Compensation programs that go beyond compliance—built to lower costs, prevent claims, and support your team.

Why Workers’ Compensation Matters

Workers’ Compensation isn’t just a compliance box to check—it’s a high-impact cost center that affects your people, your margins, and your operational stability. With the right strategy, it becomes a tool for reducing claims, improving safety, and strengthening your financials.


Brian builds programs that align with how your business actually runs. From premium volatility and high XMods to open claims and audit pressure, he helps employers regain control of their workers’ comp performance.

 

A strategic workers’ comp program can reduce costs while improving outcomes. It helps businesses lower their XMod, prevent recurring injuries, and avoid costly delays during the claim and return-to-work process. Brian also helps clients navigate multi-state regulations, audit risk, and changing labor structures—especially in high-risk environments like manufacturing, food processing, and distribution.

What’s Covered

  • Medical treatment for work-related injuries
  • Partial wage replacement for employees during recovery
  • Disability and rehabilitation support
  • Employer liability protection
  • Return-to-work planning and support
     

In addition to coverage, Brian provides ongoing support for claims review, reserve reduction, and aligning policy structure with your evolving operations.

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Strategic Workers' Compensation

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